| Financialboy's profileFinancialTeamPhotosBlogLists |  Tools  Help |
|
July 04 Financial Independence Day财务独立日 Independence Day, 2009 will be a time of national celebration. According to a recent Harris Poll, “The stars and stripes, Statue of Liberty and the national anthem are the three top symbols of the United states.” Freedom, democracy and financial security are the key elements of the American dream. Most Americans dream of financial independence and being able to unleash the shackles of a lifelong job. However, only about five percent of the population will ever achieve true financial independence. Financial Independence is having sufficient income for family financial needs and goals from a source or sources other than paid employment. It means not having to work a 9 to 5 job unless you choose to do so. It means that you have clearly identified your goals and have developed and funded a strategy to pursue them. Financial independence is different for every family, since their circumstances and goals are different. There is no category that identifies a family as “financially independent”, since it is an experience of freedom at the psychological level. Edited Message from Michael G. Shinn(CFP) MSN: financialteam@hotmail.com June 26 IF THERE STILL A TOMORROW如果還有明天
For legendary pop singer
Michael Jackson 如果還有明天 你想怎樣裝扮你的臉
如果沒有明天 要怎麼說再見 By Negative CHORUS: SOLO: MSN: financialteam@hotmail.com June 07 Profiting From The China Miracle从中国奇迹中获利 There’s a debate raging in China, and the outcome could define your future. The debate is about China remaining export-driven, and one idea gaining ground is that the country should become protectionist and consumer-oriented. China, of course, has turned inward before—for centuries on end—and recently the country has been rocked by the discovery that our troubles become theirs, very quickly. If China decides to shift its economic engine to the China consumer and away from exports, we in the West face a long night indeed. What can you do? The smart money, the Buffett money, is on the China consumer right now. Europe and America hold a demographic hand-grenade: quite simply more are leaving than entering the work force. In China, that demographic issue is turned upside down—and the bomb becomes a bonanza. Small wonder, then, that Beijing is turning inwards. The smart money is flooding into China consumer stocks, and why not? The China market averages are up nearly 50% for the year. Ignore the China consumer, and you will die poor. Invest in China blindly, and you will live poor—starting soon.
Edited message from Robert Hsu, Editor MSN: financialteam@hotmail.com May 10 LEARING FROM MOTHERS
母之教 Mother poems can specify what kids learned from Mom. This mother
poem is perfect for a Mother's Day poem. It's an inspirational poem for
Mother's Day. I Learned From You I learned about love from you,Watching your caring ways. I learned about joy from you In fun-filled yesterdays. From you I learned forgiving Of faults both big and small. I learned what I know about living From you, as you gave life your all. The example you set is still with me I'd never want any other. I'm thankful for all that you taught me, And I'm blessed to call you "Mother." MSN: financialteam@hotmail.com April 28 SWINE FLU – PRECAUTIONS
预防猪流感
As you may already know, the Center for Disease Control (CDC) and other local and state agencies are investigating the recent outbreaks of swine influenza A (H1N1) viruses that have been reported in California, Kansas, New York, Ohio and Texas.
The following precautions will be helpful to us according to CDC.
1. Cover your nose and mouth with a tissue when you cough or sneeze. Throw the tissue in the trash after you use it.
2. Wash your hands often with soap and water, especially after you cough or sneeze. Alcohol-based hands cleaners are also effective.
3. Avoid touching your eyes, nose or mouth. Germs spread that way.
4. Try to avoid contact with sick people.
5. Influenza is thought to spread mainly person-to-person through coughing or sneezing of infected people.
6. If you get sick, CDC recommends that you stay home from work or school and limit contact with others to keep from infecting them.
MSN: financialteam@hotmail.com April 25 WHEN YOU NEED FINANCIAL ADVICE当你需要理财建议Here are some life events, and how a financial adviser might help you re-evaluate you personal financial situation. If you're interested in finding a good financial adviser, please contact with us for recommendation.
The hallmark of these transactions is a sudden string of big-dollar decisions with little time to think them through.
You've just tied the knot and decided to blend your finances into one. There are certainly ways to cash in on coupledom.
You'll have to figure out how to make the most of Junior's college fund. A 529 Plan is an education savings plan operated by a state or educational institution designed to help families set aside funds for future college costs.
Do you still file taxes jointly this year? Can the stay-at-home former spouse still make an IRA contribution? You'll need to get answers to these questions.
You should figure out whether disability insurance, long-term care insurance, and/or an umbrella liability policy makes sense for you.
You may be the executor of the estate, but now may not be a good time to bone up on all the complexities involved. An independent advisor might be able to guide you.
Perhaps four brokers have shown you four different plans; two say you can retire and two say you can't. An objective review of all four plans might come in handy.
Who will manage the kids' inheritance should you die unexpectedly? Should you set up a trust? What are your other options?
MSN: financialteam@hotmail.com
March 29 HOW HIGH IS YOUR FINANCIAL IQ你的财商有多高?
For over 10 years I’ve been telling people that true assets put money in your pocket. For most everyone I know, their house takes money out of their pockets every month. The recent spike in foreclosures in the US only further proves that your house is not an asset.
The reason people love mutual funds is because they are so easy. In my opinion they are also one of the worst ways to get rich because they require little or no financial intelligence. The results they provide enrich the fund more than they do you.
Since the US abandoned the gold standard in 1971, the US dollar has consistently been able to buy less and less. It is definitely worth less. This is why savers are losers—their dollars lose value every year. To get ahead, you need to be an investor, not a saver.
Always remember that you can make or lose money in anything. Ultimately, it is not gold, stocks, real estate, or any investment that makes you rich—it is what you know about gold, stocks, real estate, and money that makes you rich. Ultimately, it is your financial intelligence, your financial IQ that makes you rich.
Message from Rich Dad Team MSN: financialteam@hotmail.com
|
|
||||
|
|
